Legal / Disclaimer

Last Updated: October 19, 2025

Hartsford Academy, operating through our websites hartsford.co.uk and hartsford.org, is a UK-based educational institution dedicated to providing high-quality online courses in financial trading analysis, market research, and related disciplines. This Legal and Disclaimer page outlines important legal notices and disclaimers regarding your use of our websites, courses, and services. It is designed to clarify the scope of our services, the limitations of our liability, and the responsibilities of users engaging with our platform. By accessing our websites or enrolling in our courses, you acknowledge and agree to the terms and disclaimers set forth in this document.

We strongly recommend reading this page carefully to understand the legal boundaries of our services, particularly as they relate to our financial trading courses, which are provided for educational purposes only. This page is part of our broader commitment to transparency and compliance with UK laws, including the Consumer Rights Act 2015 and other relevant regulations. For any questions or concerns, please visit our Contact Us page.

1. Nature of Our Services

Hartsford Academy provides online educational courses designed to enhance your knowledge and skills in areas such as financial trading analysis and market research. Our courses consist of digital content, including videos, quizzes, downloadable resources, and interactive elements delivered through our learning management system (LMS) on hartsford.co.uk and hartsford.org. These courses are intended solely for educational purposes, offering theoretical and practical insights to help you understand complex financial concepts and strategies. Our content is developed by experienced educators and industry professionals, but it is not tailored to individual financial circumstances or investment goals.

Our financial trading courses cover topics such as technical analysis, market trends, risk management, and trading strategies. However, these courses do not constitute financial advice, investment recommendations, or professional services. The information provided is general in nature and intended to equip you with knowledge to make informed decisions independently. We do not provide personalized investment advice, and any actions you take based on our course content are at your own risk. You are strongly encouraged to consult a licensed financial advisor or professional before making any investment or trading decisions.

2. No Guarantee of Results

The primary purpose of our courses is to educate and inform. While we strive to deliver accurate, up-to-date, and high-quality content, Hartsford Academy does not guarantee specific outcomes or results from participating in our courses. Financial trading, in particular, involves significant risks, including the potential for financial loss. The strategies, techniques, and concepts taught in our courses are based on historical data, industry practices, and theoretical models, but they do not ensure success in real-world trading or investment scenarios.

Factors such as market volatility, economic conditions, and individual decision-making can significantly impact trading outcomes, and these are beyond our control. By enrolling in our courses, you acknowledge that Hartsford Academy, its affiliates, instructors, and employees are not responsible for any financial losses, missed opportunities, or other adverse outcomes resulting from your application of the knowledge gained. We explicitly disclaim any warranties, express or implied, regarding the effectiveness or profitability of the strategies taught in our courses.

3. Limitation of Liability

To the maximum extent permitted by UK law, Hartsford Academy, its affiliates, directors, employees, and agents are not liable for any direct, indirect, incidental, consequential, or special damages arising from your use of our websites, courses, or services. This includes, but is not limited to, financial losses, loss of data, loss of profits, or interruption of business. Our liability is limited to the amount you paid for the course or service in question, as permitted by the Consumer Rights Act 2015.

We make reasonable efforts to ensure that our course content is accurate and reliable, but we do not warrant that it is error-free, complete, or suitable for your specific needs. For example, financial trading courses may include historical data or market analysis that may become outdated due to changing market conditions. You agree that any reliance on our content is at your own risk, and you are responsible for verifying the accuracy and relevance of the information before acting on it.

We are not liable for issues beyond our control, such as technical disruptions (e.g., internet outages or server failures), third-party service interruptions, or external factors like market fluctuations. In the event of a service disruption within our control, we will take reasonable steps to restore access or provide alternative solutions, as outlined in our Refund and Payment Policy.

4. Intellectual Property Disclaimer

All content provided on our websites and within our courses, including videos, text, images, quizzes, and downloadable resources, is the intellectual property of Hartsford Academy or our licensors. This content is protected by UK and international copyright, trademark, and intellectual property laws. By enrolling in our courses, you are granted a limited, non-exclusive, non-transferable license to access and use the content for personal, non-commercial purposes during the enrollment period specified at purchase.

You are strictly prohibited from copying, reproducing, distributing, modifying, or creating derivative works from our content without prior written permission. For example, sharing course videos, downloading and redistributing materials, or using our content on third-party platforms violates our intellectual property rights and may result in legal action. Unauthorized use may also lead to termination of your account and loss of access to our services, as detailed in our Terms and Conditions.

If you submit content as part of our courses (e.g., forum posts, assignments, or feedback), you grant Hartsford Academy a worldwide, royalty-free, non-exclusive license to use, reproduce, and display such content for educational purposes, such as improving our courses or promoting student engagement. You retain ownership of your content but agree to its use within our platform.

5. Third-Party Services and Content

Our websites and courses may integrate third-party services or content to enhance your learning experience. For example, we use:

  • Stripe and PayPal for secure payment processing.
  • Moodle for hosting our learning management system.
  • Google Analytics for analyzing website usage and user behavior.
  • Mailchimp for managing email communications (with your consent).

These third-party services operate under their own terms and privacy policies, which we encourage you to review. Hartsford Academy is not responsible for the content, accuracy, or practices of these third parties, including any errors, omissions, or interruptions caused by their services. For example, if a payment processor experiences a technical issue, we will work with them to resolve it but are not liable for delays or losses caused by their systems.

Our courses may also include links to external websites, such as resources for financial market data or industry publications. These links are provided for your convenience and do not constitute an endorsement of the content or services offered by those websites. We are not responsible for the accuracy, legality, or availability of external content, and you access such links at your own risk.

6. Financial Trading Risks

Our financial trading courses are designed to provide educational content on topics such as technical analysis, market trends, and risk management. However, financial trading is inherently risky, and you should be aware of the potential for significant financial loss. The strategies and techniques taught in our courses are based on theoretical models, historical data, and industry practices, but they do not guarantee success in live trading environments. Market conditions can change rapidly, and past performance is not indicative of future results.

By enrolling in our financial trading courses, you acknowledge that:

  • The content is for educational purposes only and does not constitute financial, investment, or professional advice.
  • You are responsible for conducting your own research and consulting a licensed financial advisor before making trading or investment decisions.
  • Hartsford Academy, its instructors, and affiliates are not liable for any financial losses or damages resulting from your trading activities.
  • You understand the risks associated with financial trading, including the potential loss of your entire investment.

We strongly recommend that you only engage in financial trading if you fully understand the risks involved and are prepared to accept them. If you are unsure about your financial decisions, seek professional advice from a qualified financial advisor regulated by the Financial Conduct Authority (FCA).

7. Accuracy of Information

We take great care to ensure that the content provided in our courses and on our websites is accurate, up-to-date, and relevant. Our team of educators and industry experts regularly reviews course materials to reflect current best practices and market conditions. However, due to the dynamic nature of financial markets and the complexity of the subjects we teach, we cannot guarantee that all information is free from errors or omissions.

For example, market data or trading strategies discussed in our courses may become outdated due to economic changes or new regulations. We encourage you to verify the accuracy of any information before relying on it, particularly for financial decisions. Hartsford Academy is not liable for any losses or damages resulting from inaccuracies or outdated information in our content. If you identify an error or have concerns about our content, please report it via our Contact Us page, and we will address it promptly.

8. User Responsibilities

By using our websites and services, you agree to act responsibly and in compliance with applicable laws and our Terms and Conditions. Specifically, you agree not to misuse our content or services, such as by engaging in fraudulent activities, attempting to gain unauthorized access to our systems, or sharing course materials without permission. You are also responsible for ensuring that your use of our services complies with local laws in your jurisdiction, particularly if you are accessing our courses from outside the UK.

For financial trading courses, you acknowledge that you are solely responsible for any decisions or actions you take based on the knowledge gained. Hartsford Academy does not monitor or supervise your trading activities, and we are not liable for any outcomes resulting from your application of our course content.

9. Governing Law

This Legal and Disclaimer page, and your use of our websites and services, are governed by the laws of England and Wales. Any disputes arising from or related to this page or our services will be subject to the exclusive jurisdiction of the courts of England and Wales. We aim to resolve any disputes amicably through direct communication, but you retain your statutory rights to seek redress through legal channels if necessary.

If you are a consumer in the European Union, you may also use the EU Online Dispute Resolution (ODR) Platform to resolve disputes related to online services, as provided by the Consumer Contracts Regulations 2013. However, this does not affect your rights under UK law.

10. Amendments to This Page

We may update this Legal and Disclaimer page from time to time to reflect changes in our services, legal requirements, or industry practices. Updates will be posted on our websites with a revised "Last Updated" date. We encourage you to review this page periodically to stay informed about our legal notices and disclaimers, particularly if you are enrolled in our financial trading courses, where understanding these limitations is critical.